аЯрЁБс>ўџ 68ўџџџ5џџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџџьЅСE@ №П7bjbjƒцƒц "&сŒсŒ.џџџџџџˆЖЖЖЖооођк к к к і ђШ Ж     ѕ ѕ ѕ G I I I I I I $~RаŽm оѕ ё ѕ ѕ ѕ m ЖЖ  л‚ + + + ѕ Жд о G + ѕ G + |+ Ї ŠTоЇ  рЃ›,CуЧк  Ї G ˜ 0Ш Ї ^ ^Ї ђђЖЖЖЖЇ ^оЛ Œѕ ѕ + ѕ ѕ ѕ ѕ ѕ m m ђђD6 Є ђђ6  Important Insurance Information Special Olympics, Inc., and all Special Olympics Accredited U.S. Programs are covered by a common insurance policy administered by American Specialty Insurance & Risk Services, Inc. (“American Specialty”). COMMERCIAL GENERAL LIABILITY Description of Coverage: The general liability coverage protects insured Special Olympics organizations, athletes and registered volunteers from third-party claims of bodily injury, property damage, and personal and advertising injury due to alleged negligence arising from the conduct of a Special Olympics activity by Special Olympics. Under the policy, the insurer has a “duty to defend” until such time as legal liability has been established, and therefore, defense costs associated with the aforementioned general liability claims are paid regardless of legal liability. In addition, the general liability policy has been endorsed to provide coverage for losses resulting from damage to property in the care, custody, or control of Special Olympics, excluding watercraft, aircraft, autos, and Special Olympics owned property. The loss must occur during a Special Olympics conducted/sponsored event and Special Olympics must be found legally liable for the loss. The limit of liability is $100,000 subject to a $2,500 deductible per claim for such property losses. PARTICIPANT ACCIDENT MEDICAL POLICY Description of Coverage: This policy responds when injuries resulting from an accident occur during a Covered Event or during Covered Travel. This is an accident medical policy, not a sickness or illness medical policy. For example, it may cover the medical expenses caused by a broken leg, but not those caused by appendicitis. An accident must occur in order for coverage to apply. The accident medical insurance policy is excess of any other valid and collectible insurance or medical plan applicable to the injured participant. Injuries are defined as accidental bodily injuries received while insured under this coverage and resulting independently of sickness and all other causes. A covered loss, for purposes of this insurance, will include: a) the repair or replacement of existing prosthetic devices such as artificial limbs, glass eyes, and artificial dental work; and b) bodily injuries arising as a result of a seizure (including epileptic seizures). To be covered, the injury must occur while: (a) participating in activities sponsored and supervised by Special Olympics; or (b) traveling to, during, or after such activities as a member of a group in transportation furnished or arranged by Special Olympics. Covered Event is defined as any scheduled activity authorized, organized, and supervised by Special Olympics. With respect to competition activities, this includes pre-competition activities and practice sessions. Covered Event also includes activities authorized by Special Olympics that are Directly Supervised by Registered Class A Volunteers, but only when participation is part of the Special Olympics athlete’s overall sports training for Special Olympics, or for the purpose of qualifying for Special Olympics competition. Directly Supervised is defined as supervised in person by a Registered Class A Volunteer. Registered Class A Volunteer is defined as an individual currently registered in accordance with the Official Special Olympics General Rules or other Special Olympics policies in effect during the policy period. (See pg. A-23 for further explanation) Covered Travel is defined as travel that is traveling to, during, or after such activities as a member of a group in transportation furnished or arranged by Special Olympics. Insured Persons are defined as United States Special Olympics athletes, unified partners, managers, coaches, officials, chaperones, supervisors, fundraising participants, and other volunteers, whose names are on file with Special Olympics, while participating in a Covered Event. Contact the State Office: 1) To get an “Accident / Incident” Form In the case of such events 2) For a “Certificate of Insurance” when securing facilities for practices and/or events. 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